Portfolio Audit Score
Your broker dashboard shows accounts. Audit the portfolio behind them.
This free audit is for investors trying to track investments across brokers, bank accounts, wallets, and spreadsheets without losing the full picture. It measures whether the current setup still gives you a readable portfolio view before you move into a portfolio tracker for multiple brokers.
What you get
Fragmentation Score
How much the portfolio depends on scattered brokers, banks, wallets, or spreadsheets.
Visibility Score
How clearly you can read exposure, concentration, cash context, and real return.
Review Readiness Score
Whether the current setup can support a steady weekly portfolio review.
Best used when
- You already manage more than one broker or account.
- A spreadsheet is helping, but also starting to carry too much weight.
- You want a weekly portfolio review to feel deliberate instead of improvised.
Run the audit
One structured read before you connect or import anything
Ten signals. Three scores. A direct read on whether your setup is still readable without asking for broker credentials.
Portfolio Audit Input
Diagnose how the current portfolio setup is holding up.
Adjust the profile below. The scores update instantly and remain fully visible without signup.
10 review signals
Pick the option that feels closest to your current setup.
Accounts
How many brokers do you actively manage?
The more broker surfaces you depend on, the harder it is to keep the full portfolio together.
2 to 3 brokers
Some fragmentation is already present.
Accounts
How many total investment-related accounts do you review?
Include broker accounts, banks used for cash parking, and any account you check during review.
3 to 5
Common once review starts to feel heavier than it should.
Workflow
What role does a spreadsheet play today?
Spreadsheets are fine as support. They become fragile when they turn into the main place where the portfolio is held together.
Supporting tool
Useful for notes or edge cases, but not where the portfolio is reconstructed.
Complexity
How many currencies do you actively manage in the portfolio?
Cross-currency positions increase the cost of understanding real performance.
2 currencies
Performance reading already needs more context.
Cash
How spread is your cash and dry powder?
Cash parked outside the broker view often makes total exposure harder to interpret.
Several places
Cash visibility needs deliberate consolidation.
Coverage
Do wallets or alternative platforms also matter to your portfolio review?
If yes, the review surface usually extends beyond classic broker dashboards.
No or rarely
The review is mostly broker and bank based.
Visibility
How confident are you that you can read total exposure today?
This is about concentration and total positioning across the whole portfolio, not one broker.
Medium
You can usually tell, but not without reconstruction.
Visibility
How confident are you in your real portfolio return?
Think beyond one broker P&L. Can you read the full portfolio result with enough context?
Medium
You have a partial answer, but not a stable one.
Habit
How often do you run a deliberate portfolio review?
A serious review habit usually has a steady rhythm, not just reactive checking.
Monthly
The habit exists, but feedback loops are slower.
Friction
How much time do you spend reconciling manually before you trust the picture?
This includes spreadsheet cleanup, cross-checking dashboards, and rebuilding context.
15 to 60 min
The review is workable, but already heavier than it should be.
What good looks like
A strong setup should be easy to trust.
The point is not to chase a score. It is to see whether the portfolio is still readable as a whole, or whether too much of the picture depends on broker fragments and spreadsheet repair.
High fragmentation does not mean the investor is doing something wrong. It means the cost of understanding the portfolio is probably rising faster than it should.
Low visibility or weak review readiness usually means judgment is already being taxed before analysis even begins. Often that points toward a clearer tracker, and toward better language for the portfolio itself. The Portfolio Reference defines the core terms. The portfolio tracker for multiple brokers turns that read into a working surface.
Result
The score should make the setup easier to judge.
A useful audit does not replace judgment. It makes the weak points visible enough to discuss: fragmentation, visibility, and whether the weekly review can still be trusted.
FAQ
A few useful answers about the portfolio audit
What is a portfolio audit?
A portfolio audit is a structured read of whether the portfolio is still understandable across brokers, accounts, cash, and manual records.
Who should use a portfolio audit score?
It is most useful for investors managing more than one broker, bank account, wallet, or spreadsheet who want to know whether the current setup is still trustworthy.
What does the Portfolio Audit Score measure?
It measures fragmentation, portfolio visibility, and review readiness so you can see whether the current setup supports a disciplined weekly review or mostly reactive checking.
Do I need to sign up to get the result?
No. The audit works without signup and does not require a broker connection. The full result is visible immediately.
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